Then search for spreadsheet choices that work with your favorite platform. Test out a few spreadsheet software options to decide which system is easiest for you to use. This means if it’s designed to work with Microsoft Excel, you can’t use it on Google Sheets and vice versa. Spreadsheets (especially free spreadsheet options) often have single-platform compatibility. Compatibility with Your Platform of Choice Choose a free spreadsheet option instead of adding another monthly bill. There are plenty of free budget spreadsheet options that rival the functionality of pay-to-play peers. It doesn’t make sense to spend on tools to budget if you’re trying to get rid of student loans or pay off credit card debt. Tracking expenses is 1 of the best ways to save money. Consider your individual needs before you devote storage space or money to a spreadsheet option. If you’re a single young woman who’s budgeting only for yourself, you might want a simple budget spreadsheet that isn’t bogged down with categories that you won’t use and don’t need.īut if you’re a business owner with childcare expenses, you want a budget spreadsheet that’s a little more comprehensive. A Layout that Fits Your NeedsĮveryone’s budget looks a little bit different. The best budget spreadsheets should offer you the following: 1. It’s Your Money! Deluxe Envelopes Excel System Google Sheets Free Budget Template Gallery Compatibility with Your Platform of Choice.What to Look for in a Budget Spreadsheet.

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